Ms. Panadero holds a Master’s of Business Degree in Taxation Policy and Management from Keio University in Japan, complemented by a completion of Master’s level coursework in Public Administration from the University of the Philippines. With a foundational background in Accounting and Financial Management from St. Scholastica’s College, she brings extensive expertise in both finance management and organizational leadership to the executive team. Her diverse education across the private and public sectors allows her to manage complex financial systems while driving transparency, efficiency, and sustainable growth.